When it comes to life insurance, everyone needs it. There is no way around it. However, there are options in getting life insurance so that it does not hinder your financial responsibilities. You have the option to get term life insurance or whole life insurance. When it comes down to it, you will be covered, but the option is for a certain amount of time, or for the rest of your time.
It is to your benefit to look up your life insurance options early. When it comes time to seriously consider it, you will be faced with the option of term life insurance or whole life. Once you decide whether to go with whole life or term life insurance there will be different processes to go through in order to actually get the insurance coverage.
The main difference in each of these life insurance options is a temporary insurance coverage or a lasting coverage. There are different choices of plans that you can choose from; but no matter which one, you will need life insurance. Whole life insurance will guarantee more coverage in the long run, but there are ways to make your term life insurance last as well. Research and take your time searching for life insurance, but search early so that you have enough time.
The first step towards making a decision as far as your life insurance is concerned is getting a life insurance quote. Getting a life insurance quote is simple. All you have to do is search for it on the Internet. A simple search with the words “life insurance quote” will provide you with many websites where you can fill out a life insurance form. From here on, things may get a little more complicated, as you will be provided with many options, and you may find it a little difficult to make a choice.
There are some things you should know. For instance, you should read everything carefully, especially when your life insurance quote comes with low rates. This may seem quite enticing, but the coverage may be lower than you expected. Furthermore, once you have filled out the form, you will probably be contacted. Many people may not think of this as a positive thing, but you need to keep in mind that it can do you no harm.
On the contrary, this life insurance quote may connect you to a company that serves your interests best. Remember that you are presented with many life insurance options, and that’s the reason why you need to research a little before making a choice. And when it comes to making a choice, it has to be an informed one, as a life insurance policy can help you save money for yourself as well.
Monday, April 14, 2008
Covering yourself with life insurance
Thursday, April 10, 2008
Test Your Stress Level With Picture
If the picture revolving getting faster, it's mean your stress-level is high.
A Teacher said : " I feel the picture move slower and slower, like a breath "
This Picture is used for knowing the stress level and how the people can handle it.
If the picture revolve more slower, it's mean you can manage your own stress-level.
Some criminals who has been tested said that the picture moving very faster !!!.
This picture doesn’t have animation, this picture is static .
Stress .... Are U ???? ;)
Read More ..
Saturday, April 5, 2008
How To Get Students To Assist That's Fair For Everyone
by Robin Kegler
More than one person wants to pass out papers, take the message to the office, etc. How do you select students to assist you in the classroom that's fair to everyone? Here's a technique I created and first used when I substituted as a resource teacher. This technique can be used throughout the day, keep learning flowing and limit "hard feelings" for those who were not initially selected.
Before students arrive, look over your attendance roster to get the total number of students in the class. Write the number of students on the chalkboard in short rows to conserve space. For example, if there are twelve (12) students in the class, write the twelve numbers in 3 rows of 4. Whatever your total class size is, evenly divide the numbers into rows so that it is not taking up the whole board.
After you write your numbers on the board, pre-select one of those numbers. Write it underneath the group of numbers near the board ledge in a smaller size. Then, cover the number with a piece of paper, eraser, chalk box or something that would not draw a lot of attention to it.
When the students arrive, they will notice the numbers on the board. You'll get questions like, "What's that about?" "How come there are numbers on the board?" Compliment them on being so observant. Let them know that you'll explain why the numbers are on the board after the morning assignment. If you are substituting for a resource teacher (art, computer, etc.), explain the numbers after introductions and attendance. If students are absent, count the total in the class and erase the extra numbers on the board while they are doing the morning activity.
You can choose whomever you want to start (i.e. girls first, row 1, back of class, etc.). It doesn't make a difference where you start, as long as everyone gets a chance to pick a number. To explain how the numbers are to be used, say something like the following: 1. "One at a time, each student will select a number." 2. "When you select a number, I will cross it off so that no one repeats that number." 3. "Please remember your number."
As the students select a number and you cross them off, listen for the student who gives your pre-selected number. When you hear the number, stop and say something like, "Just a reminder, everyone please remember your number." Making the statement at the time the pre-selected number is stated, gives you the opportunity to remember the student's face for later. Let the students know that it is okay to write their number down if that will help them to remember.
After everyone has selected a number, uncover the hidden, pre-selected number. Let's say you pre-selected the number 8. You'd say, "Who had the number 8? If you had the number 8, please stand up." When the person stands up, assign them the job you wanted them to do. For example, when I first came up with this idea as a substitute for the art resource teacher, I'd say, "You are responsible for passing out the crayons/paint brushes and collecting them at the end of class."
When you assign a job, expect to hear, "Oh-Oh. I wanted to do that!" At this point, tell the students that there are other opportunities to lead and serve, so please remember your number. Also make students aware that if you call their number and no one responds, you'll have to call another number. This puts the responsibility back into the hands of the students. It also provides a sense of expectation throughout the day that they can get the opportunity to lead.
As the day goes on, you'll select students for things such as line leader, messenger, paper clerk, etc. You'll say something like, "Number 2, please collect the papers." Again, it is up to the student to remember their number. You can also cross out, or erase numbers as you use them throughout the day. This method of leadership selection is fair because the students select their numbers, you don't assign them. Therefore you're left out of pre-selecting students, showing favoritism, etc.
Activity Variation: This method can also be used to select teams and small groups. Instead of pre-selecting 1 number, pre-select 3-5 numbers depending on the size of the groups.
I've successfully used this variation for spelling bees, math teams and more. I've also noticed that during long-term assignments, students would pick up on this method and use it during their recess or group time.
Robin Kegler is a Professional Life Coach, Trainer, and creator of the Step By Step Guide and Six Part Audio and Print Program called, "Thriving Teacher Boot Camp." http://www.thrivingteacherbootcamp.com
Thursday, April 3, 2008
Learning and Teaching and EFL
By Sharon De Hinojosa
The best teachers are those who keep on learning and trying new things. Here are some ideas to help you get started about learning about teaching. And even if you're an experienced teacher, you'll find some ideas below to help you out.
Dos
Visit your local library and check out books on teaching.
Ask to observe some classes at your local school, university, or language school. Take notes on the different teaching methods that you observe and then try to use them in your own classes.
Talk to teachers. Even new teachers have some tips on discipline, activities, or things to do in class.
Join forums to get new ideas. There are lots of people eager to share their information with others. You can take note of their ideas and add your own as well.
Attend workshops, congresses, and conferences. Not only can you learn valuable information about teaching, but it's also a great place to network.
Volunteer to teach. There are many opportunities out there. And you can get valuable teaching experience and help others learn in the process.
Try a wide variety of setting, beginners to advanced, young to old. There are different groups that appeal to different students.
Look online for ready-made worksheets and activities. There are heaps of fun activities to do, no matter what you're teaching.
Ask your institute to create a resource center for teachers. You can leave material that you've made and borrow material that others have made.
Enroll in a class. Lots of language institutes offer classes for teachers. It's a great way to learn about new ideas and methods.
Go for a higher diploma or degree. If you already have a BA, consider getting a PGDE or an MA. Not only will you learn more, but it will also open up doors for you.
Listen to your students. Students are the best form of feedback. Take the last five minutes of class and ask your students what they liked best and least of your lesson.
Have other teachers observe you and tell you what you think.
Look for new opportunities to move up. Once you've been teaching for a while, try getting a higher position, like head teacher.
Don'ts
Reject new ideas before trying them.
Think that you know all there is to know. You can always learn more. Methods are constantly changing as well, so you need to update how you teach.
Get stuck in a rut. If you find yourself in automatic mode, it might be time to change jobs, or at least take on a new class.
Be narrow-minded, you can learn from all types of people, from the teacher-backpacker to the lifers.
Sharon de Hinojosa (naturegirl321) has lived and worked (mainly teaching English) in the US, Scotland, Spain, the Czech Republic, China, Korea, and Peru. And taught short-term in Venezuela and Taiwan. Her work has been featured in Transitions Abroad, Viva Travel Guides, TEFL News, and ELT World.
She has created The LA Job List http://www.thelajoblist.blogspot.com which lists schools, institutes and universities in 19 Latin American countries which offer English teaching positions.
Since living in Peru since August 2006, she wrote The Ultimate Peru List http://www.theultimateperulist.blogspot.com . With 50 pages and updated monthly it's a comprehensive guide for those living in or moving to Peru
